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Stress Test Rate to Fall to 4.79%
This would be a game-changer to qualify for mortgage loans. The stress test rate is about to fall for the second time in three months...

Sameer Nagpal
Aug 11, 20201 min read


Get your Pre-Approval Certificate thru my APP
It's easy and simple - all in one information - Purchase Calculator Home Price Down Payment Loan Amount Lender Insurance (CMHC) Monthly...

Sameer Nagpal
Aug 4, 20201 min read
Why Interest Rates are low?
Is it worth breaking your current mortgage for a record-low rate? Someone who locked in a 5-year fixed-rate just six months ago likely...

Sameer Nagpal
Jul 3, 20201 min read

Sameer Nagpal
Jul 1, 20200 min read


Upto $2500 Cashback Offer | CODE "CASHBACK202007"
Conditions Apply Now extended till End of Oct 2020 Any Purchase or Refinance or Renewal will qualify Is eligible for cashback offer after...

Sameer Nagpal
Jun 27, 20201 min read


Mortgage Rate Forecast in coming Quarters
The second quarter of 2020 will perhaps prove to be one of the most turbulent periods in Canadian economic history. The frightening...

Sameer Nagpal
Jun 18, 20202 min read
National Canadian bank warns of historic price declines in Toronto and Vancouver
What about BC? The most wanted and livable place on the planet earth. In today's COVID era, Houses in Vancouver and the lower mainland...

Sameer Nagpal
Jun 16, 20201 min read
Understanding and Improving Your Credit
A lot of times I get this question - What is my credit score and how I can improve it? Are you ready for this? How does it make an impact...

Sameer Nagpal
Jun 6, 20202 min read
Bank of Canada Expected to Leave Rates on Hold
Will the rates go in Negative? The Bank of Canada meets this week (June 3) for the first time with Tiff Macklem as Governor. Markets and...

Sameer Nagpal
Jun 2, 20201 min read
Home Prices to Fall up to 18%, Min Down payment may rise to 10%, Stress test to fall by 10 BPS
These are the most confusing times and many wonder what's next. Coming this summer, you will see a lot of changes by CMHC, BOC and...

Sameer Nagpal
May 21, 20201 min read


Stress Test Rate to Drop?
June 3rd 2020, BOC (bank of canada) might announce to drop the stress test Both RBC and BMO cut a number of their posted mortgage rates...

Sameer Nagpal
May 19, 20201 min read
Housing Market Slows, but Resilient in Response to Pandemic
Vancouver, BC – May 13, 2020.The British Columbia Real Estate Association (BCREA) reports that a total of 3,284 residential unit sales...

Sameer Nagpal
May 13, 20201 min read
Vancouver home prices remain “steady” as April sales hit 38-year low
Business shutdowns, social distancing and economic upheaval converged in April to hit the Vancouver region with a nearly 40 percent drop...

Sameer Nagpal
May 8, 20201 min read
COVID-19 to push the housing sector on a downward slope – Moody's
Market growth and activity in the Canadian housing sector will trend downward this year amid the sustained economic impact of the...

Sameer Nagpal
May 6, 20201 min read
Survey says majority of realtors expect COVID-19 to shrink business by at least 50%
2020 Mortgage Forecasts: Defaults to Jump, Originations to Tumble, Sales to “Suffer” Mortgage Arrears to Rise in 2021 and Home Sales,...

Sameer Nagpal
May 5, 20201 min read
During Covid-19, which companies are hiring in CANADA....
Some industries — from shipping to online learning — are hiring to meet coronavirus-related demand. Here are some of the companies hiring...

Sameer Nagpal
Apr 29, 20202 min read
Head of CFIB: "Tens of thousands" of businesses will close in wake of COVID-19
Canadian Federation of Independent Business president Dan Kelly predicted the damage done to the economy by measures to slow the COVID-19...

Sameer Nagpal
Apr 26, 20201 min read
Why Gas Prices are Low? Feels good, there is more, up to 15 cents more drop by next week.
Gas prices in Canada hit 5-year-low — expect another 10-15 cent drop by next week Feels good, right? Ever wondered if B.C. did not have...

Sameer Nagpal
Apr 23, 20201 min read
Latest in Mortgage News: Maximum Mortgage Deferral Could Cost You Up to $12,000
Nearly 600,000 Canadians have so far taken advantage of some form of mortgage deferral assistance due to the COVID-19 crisis, according...

Sameer Nagpal
Apr 18, 20201 min read
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