The Bank of Canada just announced a rate cut — and this could mean lower borrowing costs for you.Whether you're buying your first home, refinancing, or planning a second property, this is the moment to act before lenders adjust. ✅ Reassess your pre-approval✅ Compare fixed vs. variable options✅ Get an updated rate quote Let’s review your numbers and lock in savings early. 📞 Sameer Nagpal (The Mortgage Guy) 🏠 Safe Mortgages LTD | 📧 safemortgages@gmail.com  | 📱 778.863.0009

As we celebrate the Festival of Lights, may your homes be filled with joy, love, and endless prosperity. 🪔✨ Diwali reminds us that light always triumphs over darkness — a beautiful reflection of new beginnings and brighter futures. Whether you’re dreaming of your first home or planning your next financial move, may this season bring you closer to your goals. From my family to yours — Happy Diwali!  🌟 Warm regards, Sameer Nagpal (The Mortgage Guy) 🏠 Safe Mortgages LTD 📞 77

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