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Deferred Mortgage Payments: A Credit Score Gamble?

Updated: Nov 16, 2022

As per Equifax

In the event that a [lender] makes a credit relief or payment deferral program available to its consumers to opt out of making monthly payments during the pandemic, Equifax’s expectation is that the [lender] would take actions on its system to ensure that it does not report any derogatory/missed payment information to the credit bureaus that is misaligned with the program it has implemented.







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